Louisiana Insurance License Requirements: Your Complete Guide

Navigate Louisiana's insurance license requirements. Learn about pre-licensing education, exams, application steps, fees, and renewal for various producer types.

Verified May 14, 202610 statute sources

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LouisianaInsurance producer licensing

To get a Louisiana insurance producer license, you must be at least 18 years old. You also need to complete pre-licensing education, pass a state exam, submit an application through NIPR, and clear a background check. The Louisiana Department of Insurance (LDI) governs this process. Consult the LDI for current processing timelines.

Quick Answer: Getting Your Louisiana Insurance License

The Louisiana Department of Insurance (LDI) licenses insurance producers. Key requirements include:

Meeting age requirements (consult LDI)
Completing state-approved pre-licensing education
Passing the state licensing exam
Submitting an application through the National Insurance Producer Registry (NIPR)
Passing a criminal background check, including fingerprinting

The LDI's Licensing Division handles all producer, adjuster, and limited lines licenses. For current processing times, application status, and fee schedules, consult the LDI website at www.ldi.la.gov.

Types of Insurance Producer Licenses in Louisiana

Louisiana issues licenses by line of authority. You must hold specific authorization for each type of insurance you sell or service. Main categories include:

Major Lines of Authority

Line of Authority	What It Covers
Life	Life insurance, annuities, endowments
Health	Accident and health, disability income, long-term care
Property	Coverage for real and personal property against loss
Casualty	Liability, workers' compensation, surety bonds
Personal Lines	Property and casualty products

Sources & Verification (10)

LOCAL GOVERNMENT: Authorizes Cameron Parish to establish a local insurance program
INSURANCE: Creates the Louisiana Commercial Trucking Insurance Market Reform Act relative to captive insurers (OR INCREASE EX See Note)
INSURANCE: Requires peer-to-peer car sharing programs to maintain physical damage coverage for shared vehicles during the car sharing period
CLERKS OF COURT: Provides for the creation of the Ascension Parish retired employee insurance fund
INSURANCE: Establishes guidelines for the regulation of captive insurance companies and risk retention groups
MOTOR VEHICLES: To authorize third party vendors to conduct a license plate inquiry on motor vehicles to verify insurance liability coverage. (8/1/26) (REF NO IMPACT See Note)
MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance
DISTRICTS/CRIME PREVENT: Creates the Regency Park Townhomes Crime Prevention and Security District in Orleans Parish
INSURANCE: Provides relative to the Stated Value Homeowner's Policy Act
MOTOR VEHICLES: Provides for electronic titles and registration of motor vehicles. (gov sig)

Last verified: May 14, 2026

Editorial process: See methodology →

How we verify: 9 source adapters (FAA, DSIRE, IRS, OpenStates, etc.) → AI draft → AI editor → AI polish → spot human review.