StateReg.Reference

North Dakota Insurance License Requirements: Your Complete Guide

Navigate North Dakota's insurance producer license requirements. Learn about pre-licensing education, exams, application steps, fees, and renewal process for all lines of authority in ND.

Verified May 14, 202610 statute sources
AI-drafted, human-reviewed

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North DakotaInsurance producer licensing

To get a North Dakota insurance producer license, applicants must finish pre-licensing education, pass the state exam, apply via NIPR, clear a background check, and get approval from the North Dakota Insurance Department (NDID).

Quick Answer: Becoming a Licensed Insurance Producer in North Dakota

The North Dakota Insurance Department (NDID) governs insurance producer licensing. The NDID sets all licensing requirements.

The process involves these steps:

  1. Complete state-approved pre-licensing education for your chosen line of authority.
  2. Pass the North Dakota state licensing exam with the approved vendor.
  3. Submit a license application through the National Insurance Producer Registry (NIPR).
  4. Complete a fingerprint-based criminal history background check.
  5. Receive your license from the NDID after approval.

Core Requirements for North Dakota Insurance Producer Licensing

Who Must Hold a License

An "insurance producer" is anyone who sells, solicits, or negotiates insurance contracts. Check with the NDID for the exact definition and the full scope of activities that require a license.

Some individuals may be exempt:

  • Clerical or administrative staff who only quote rates or process paperwork, without selling, soliciting, or negotiating.
  • Certain salaried insurer employees who do not receive commissions.
  • Limited lines producers acting only within their authorized scope.
  • Individuals performing specific claims adjusting functions (consult the NDID for details).
Sources & Verification (10)
  • A BILL for an Act to amend and reenact section 19-02.1-16.3 of the North Dakota Century Code, relating to step therapy protocols; to provide for a report to the legislative assembly; to provide for application; and to provide an expiration date.
  • AN ACT to provide an appropriation for defraying the expenses of workforce safety and insurance.
  • AN ACT to amend and reenact sections 32-12.1-03 and 32-12.2-02 of the North Dakota Century Code, relating to the statutory caps for liability of political subdivisions and the state; and to provide an effective date.
  • A BILL for an Act to create and enact a new section to chapter 15.1-18.2 and a new section to chapter 50-06 of the North Dakota Century Code, relating to financial planning resources for new teachers and onsite child care; and to provide for a legislative management study.
  • AN ACT to create and enact a new chapter to title 6 of the North Dakota Century Code, relating to the establishment and organization of cooperative financial institutions; and to amend and reenact sections 6-01-02, 6-01-15, 6-01-17.1, 6-02-02, 6-02-03, 6-03-02, 6-03-11, 6-03-13.1, 6-03-34, 6-05-01, 6-06-35, 6-07.2-09, 6-07.2-19, and 6-08-08.1 of the North Dakota Century Code, relating to the application, powers, payment of claims, liquidation, and sale of cooperative financial institutions.
  • A BILL for an Act to create and enact a new section to chapter 26.1-40 of the North Dakota Century Code, relating to auto glass insurance coverage.
  • AN ACT to amend and reenact sections 15.1-09.1-02.1 and 54-44.4-02 of the North Dakota Century Code, relating to regional education associations.
  • AN ACT to amend and reenact subsection 5 of section 65-05-07 of the North Dakota Century Code, relating to benefits for adaptations to real estate and motor vehicles; and to provide for application.
  • AN ACT to create and enact chapter 26.1-36.12 of the North Dakota Century Code, relating to prior authorization for health insurance; to provide for a legislative management study; to provide for a legislative management report; and to provide an effective date.
  • A BILL for an Act to amend and reenact section 12-60-24 of the North Dakota Century Code, relating to criminal history record checks.

Last verified: May 14, 2026

Editorial process: See methodology →

How we verify: 9 source adapters (FAA, DSIRE, IRS, OpenStates, etc.) → AI draft → AI editor → AI polish → spot human review.

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